Top 0% Credit Cards with Travel Rewards Perks
There are a few top travel rewards credit cards that features a 0% introductory period of 12 months or more. Some cards offer 0% introductory rate for purchases or balance transfer only while others offer 0% introductory rate for both. The following are 6 zero percent travel rewards cards.
1. Discover it Miles
Discover it Miles offers 12 months 0% introductory period for purchases and 10.99% for 12 months for balance transfer. After that, you will be charged with a variable APR that ranges from 11.24% – 23.24%. You can earn 1.5 miles for each dollar spent and receive $30 credit for in flight WIFI per year. They will match the 50,000 miles you earn at the end of the year through Discover Match.
2. Capital One Venture
Capital One Venture offers 0% introductory APR on purchases for 12 months, after which you will be charged with a regular APR of 12.24% – 22.24%. You earn 1.25 miles on every dollar you spend and you can earn up to 20,000 miles, that can be exchanged with a $200 travel voucher, when you have spent a minimum of $1,000 within the first 3 months.
3. BankAmericard Travel Rewards Credit Card
BankAmericard Travel Rewards credit card charges you 0% for the first 12 months billing cycle. Afterwards, you will get charged with a variable APR of between 15.24% – 23.24%. each dollar you spend qualifies you to earn 1.5 points regardless of what you purchase. You can earn 20,000 bonus points which is worth $200 statement when you spend $1,000 within the first 90 days. Points can also be redeemed with vacation packages, free hotel stay, air ticket and baggage.
4. Chase Freedom Unlimited
Chase Freedom Unlimited waives the APR interest for 15 months for both purchases and balance transfer. After that, you are charged with a variable APR of 14.24% – 23.24%. Every single dollar you spend will automatically earn you 1.5% cash back. The card offer a $150 bonus after spending a minimum of $500 within the first 3 months.
5. Chase Freedom
Chase Freedom also offer 15 months 0% introductory period on your shopping expenses and balance transfer. Just like Chase Freedom Unlimited, you get charged with a variable APR of 14.24% – 23.24% after the 15 months introductory period. It offers 5% cash back when you have spent at least $1,500 in per quarter on purchases in random categories that change every 3 months.
6. Amex EveryDay Credit Card
Amex EveryDay credit card allows you to redeem your points to pay for travel expenses such as flight, and hotel through the Membership Rewards Pay with Points. There is a 12 month period where you won’t be charged with any APR interest rate on all your purchases and balances you transferred to the card. You are subjected to the regular variable APR of 13.24-23.24% following the 12 months period.