Top Cash Back Credit Cards for Fair Credit Scores
It is not a necessary requirement to possess an excellent or good credit score to be qualified for a cash back credit card. You can qualify for a cash back card even if you have a fair credit rating. The following are 6 cash back credit cards suitable for people who have fair credit scores.
1. Capital One QuicksilverOne Cash Rewards Credit Card
Capital One QuicksilverOne Cash Rewards Credit Card will reward you with 1.5% cash back on all purchases you make without any rotating categories requirement. If you frequently travel via Uber ride, you will find this card useful because it can help you to get a free ride on the 10th ride worth up to $15. The free 10th Uber ride offer is valid until the 31st March 2017. It offers a 9 months introductory period with 0% APR for both purchases and balance transfers. The annual fee of the card is $39.
2. Barclaycard Rewards MasterCard
Barclaycard Rewards MasterCard offers 2x points when you use the card to pay for gas, utility and grocery bills. The points that you earn can be exchanged for cash, statement credits and gift cards. Every 1,000 points that you earn is equivalent to $10. Points earned will never expire and you can earn as many points as you want. The card does not have any annual fee.
3. Credit One Platinum Visa Cash Back Rewards Credit Card
Credit One Platinum Visa Cash Back Rewards Credit Card allows you to earn 1% cash back on all the expenses you make on gas and groceries. It comes with a zero fraud coverage that will offer protection in case of unauthorized charges. You can set up email or SMS alerts to remind you of the due date so that you will make the repayment promptly. It does not have any introductory period and the regular APR is 15.65% – 24.15%. The annual fee is in between $0 – $99.
4. Journey Student Rewards from Capital One
Journey Student Rewards from Capital One offers unlimited 1% cash back on every purchase. If you pay on time, they will increase your cash back rewards rate up to 1.25%. The student cash back card features zero annual fee, foreign transaction fee and fraud coverage. They let you choose the monthly due date.
5. Capital One Spark Classic for Business
Capital One Spark Classic for Business is a business credit card that offers 1% cash back on daily purchases. The card is suitable for small businesses who want to build their credits. It offers fraud coverage and does not charge you any foreign transaction fee when you use the card overseas. It offers bonuses such as year end summaries and ability to issue employee cards without any additional cost.
6. Discover it Chrome for Students
Discover it Chrome for Students is a student cash back card that offers 2% cash back on restaurants and gas purchases up to $1,000 per quarter. Students that achieve a GPA of 3.0 and above can get $20 and this offer is available for 5 years. New signups will get to earn double cash back with their earned cash back matched at year end for the first year.