Which Rewards Credit Card is a Must Have for Cyber Monday
If you plan to do your shopping in the upcoming Cyber Monday, you should take along your rewards credit card. With your rewards credit card, you can earn cash back rewards that enable you to get more values from your shopping. The following are the top 5 rewards credit cards for Cyber Monday.
1. Citi Double Cash
Citi Double Cash allows you to earn cash back two times. The first time, when you charge the card, you get 1% cash back. The second 1% cash back is earned when you pay off the balance. Citi Double Cash has 18 months zero percent introductory rate. You can earn flat rate cash back on everything you purchase with the card. The first late fee is waived. Citi Price Rewind helps you to get a refund if you can find a store that sell the same item cheaper in 60 days.
2. Bank of America Cash Rewards
Bank of America Cash Rewards offers a different level of cash back rewards depending on the categories such as 2% on grocery and wholesale clubs, and 3% on gas for up o $2,500 per quarter. If your expenses don’t belong to these categories, you will earn 1% cash back. You can enjoy $0 annual fee and 12 months of zero percent APR intro for purchases and balance transfers. The card also has a $150 cash back bonus when you spend a minimum of $500.
3. Chase Freedom Unlimited
Chase Freedom Unlimited allows customers to collect a $150 signup bonus after having spending $500. The card has a flat rate rewards program that automatically earns you 1.5% cash back on all purchases. It has a 15 months zero percent APR intro promo where you pay no interest fee for purchases and balance transfer during this period. You can earn $100 cash back through each friend you refer.
4. Costco Anywhere Visa Card
Costco Anywhere Visa Card has a great rewards program that offers 4% cash back on gas for the first $7,000 each year. You can continue to earn 1% cash back on gas after exceeding $7,000 in spending. You can earn 3% cash back in dining and travel. Shopping at Costco will earn you 2% cash back per dollar spent. Spending that is not related to gas or travel and Costco will earn you 1% cash back. The 0% intro APR is only valid for 7 months. Even though it has no annual fee, you need a Costco membership.
5. AARP Credit Card
AARP credit card allows you to earn unlimited 3% cash back on dining and gas stations. Ot a er purchases with your AARP credit card will a earn you 1% cash back. You can redeem your cash back in the form of statement credit, gift cards, and deposit in savings account.